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                                       Details van artikel 19 van 25 gevonden artikelen
 
 
  Risk and Efficiency in Credit Concession: A Case Study in Portugal
 
 
Titel: Risk and Efficiency in Credit Concession: A Case Study in Portugal
Auteur: Carlos Arriaga
Luis Miranda
Verschenen in: Managing global transitions
Paginering: Jaargang 7 (2009) nr. 3 pagina's 307-326
Jaar: 2009
Inhoud: The relationship between banks and customers has contributed to several theories in banking economics. The quality of the credit is crucial for banks. Banks classify the risk through quantitative and qualitative indicators. Quantitative indicators are much used by banks, but qualitative indicators are also considered in credit risk evaluation. Taken together, they contribute to increase efficiency and decrease doubtful credit. Several issues arise in order to understand if risk evaluation affects the efficiency of the banking sector or if it affects the bank customer relationship. We wish to analyse some quantitative and qualitative indicators used by the Portuguese banking system. Despite the reputation of a client being a very important qualitative indicator, it is not enough to determine a classification of low risk.
Uitgever: University of Primorska (provided by DOAJ)
Bronbestand: Elektronische Wetenschappelijke Tijdschriften
 
 

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