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Details van artikel 40 van 188 gevonden artikelen
| Titel: |
Claims' estimation in multiproduct life insurance firms: preliminary United Kingdom results |
| Auteur: |
Hardwick, Philip Adams, Michael B. |
| Verschenen in: |
Applied economics letters |
| Paginering: | Jaargang 3 (1996) nr. 11 pagina's 715-718 |
| Jaar: |
1996-11-01 |
| Inhoud: |
In the insurance industry, claims tend to constitute the major proportion of the total annual outgoings across almost all product lines. This preliminary study develops a cost function of insurance claims and applies the model to 1988-93 data from the UK life insurance industry. In general, the results support the hypothesis that larger life insurance firms on average face bigger claims-to-premium ratios than smaller firms. There is also evidence of a positive relationship between claims and the degree of specialization in the provision of life insurance products. Finally, there is clear support for the view that stock firms have a less severe claims experience than mutuals. We conclude that the model provides intuitive insights into the determinants of insurance claims which could help to stimulate and direct further research. |
| Uitgever: |
Routledge |
| Bronbestand: |
Elektronische Wetenschappelijke Tijdschriften |
Details van artikel 40 van 188 gevonden artikelen
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