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Details van artikel 4 van 58 gevonden artikelen
| Titel: |
A Multinomial Logit Based Evaluation of the Behavior of the Life Insureds in Romania |
| Auteur: |
Cristian Dragos Simona Dragos |
| Verschenen in: |
American journal of applied sciences |
| Paginering: | Jaargang 6 (2009) nr. 1 pagina's 124-129 |
| Jaar: |
2009 |
| Inhoud: |
The Romanian life insurance market is in full expansion. There exists competition between insurance companies as well as between different products of the same company. In this article we describe a study using data that we collected from clients of a Romanian insurance company. We have observed two types of variables: attributes of the insurance products (e.g., profitability, risk), as well as characteristics of the individuals (e.g., sex, age, income). Using elements of economic theory and a multinomial logit model we explain the behavior of the life insureds. We estimate the variations in the market shares of life insurance products using marginal effects. The variations are due to possible changes in the values of some attributes or characteristics. |
| Uitgever: |
Science Publications (provided by DOAJ) |
| Bronbestand: |
Elektronische Wetenschappelijke Tijdschriften |
Details van artikel 4 van 58 gevonden artikelen
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